Education Loan

Invest in Your Future

Our educational loan services provide financial assistance to help students pursue their academic dreams, whether in India or abroad.

Why Choose Our Educational Loans?

Complete Coverage

Tuition fees, accommodation, travel, and more

Affordable Rates

Pay less with competitive interest rates.

Flexible Repayment Options

Repay over 5 to 15 years.

Moratorium Period

Start repaying after course completion.

Eligibility Criteria

  • Age: 21 Years
  • Admission: Proof of admission to a recognized institution.
  • Co-Applicant: Parent/guardian with stable income.

Documents Required

  • Identity Proof: Aadhaar card, passport, or PAN card.
  • Address Proof: Utility bill, rental agreement, or Aadhaar card.
  • Admission Letter: From the institution.
  • Co-Applicant Income Proof: Salary slips, IT returns, or bank statements.

How It Works

Apply Online

Share your details through our user-friendly application form.

Approval Process

We review your application and provide quick approvals.

Disbursement

Funds are disbursed to your institution or account.

EMI Calculator

Calculate your monthly loan payment (EMI) in just 3 simple steps! Move the sliders to set your loan amount, interest rate, and loan term. See how these choices affect your EMI and easily understand what you can afford.

Calculate EMI

EMI Details

Principal:

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EMI:

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Total Interest:

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Grand Total (Principal + Interest):

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FAQ's

  • What is an educational loan?

    An educational loan helps students fund their higher education in India or abroad.

    • Admission confirmation in a recognized institution
    • A co-applicant (parent/guardian) with a stable income
       
    • Identity Proof: Aadhaar card, passport, etc.
    • Admission Proof: Admission letter from the institution
    • Income Proof of Co-Applicant: Salary slips, IT returns
       
  • Expenses include tuition fees, accommodation, books, travel, and other educational costs.

  • Repayment tenures usually range from 5 to 15 years, with a moratorium period during the course and up to 1 year after completion.
     

  • Yes, interest paid on an educational loan is tax-deductible under Section 80E of the Income Tax Act.

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