Federal Bank Loans Overview
Federal Bank is a leading private sector bank in India, known for its customer-centric approach and a wide range of financial products. The bank offers multiple loan options, including Personal Loans, Home Loans, Mortgage Loans, New Car Loans, Used Car Loans, Business Loans, and Educational Loans to cater to different financial needs.
Federal Bank provides Personal Loans to help customers meet urgent financial needs such as weddings, medical emergencies, and travel expenses.
Minimum Income Requirement: ₹25,000 per month (salaried)
Loan Amount: ₹50,000 to ₹25 lakhs
Loan Tenure: 12 to 60 months
Age Limits: 21 to 60 years
CIBIL Score Requirement: Minimum 700
Federal Bank’s Home Loans make buying, constructing, or renovating a home easier with attractive interest rates.
Minimum Income Requirement: ₹25,000 per month (salaried), ₹3 lakh per annum (self-employed)
Types of Home Loans: Home Purchase Loan, Home Construction Loan, Balance Transfer Loan
Loan Amount: ₹5 lakh to ₹10 crores
Loan Tenure: Up to 30 years
Age Limits: 21 to 65 years
CIBIL Score Requirement: Minimum 750
Federal Bank provides Mortgage Loans (Loan Against Property) for business or personal financial requirements.
Minimum Income Requirement: ₹3 lakh per annum (self-employed)
Loan Amount: ₹10 lakh to ₹5 crores
Loan Tenure: Up to 15 years
Age Limits: 21 to 65 years
CIBIL Score Requirement: Minimum 700
Federal Bank offers New Car Loans with competitive interest rates and flexible repayment options.
Minimum Income Requirement: ₹25,000 per month
Loan Amount: Up to 100% of the car’s ex-showroom price
Loan Tenure: 12 to 84 months
Age Limits: 21 to 65 years
CIBIL Score Requirement: Minimum 700
Federal Bank provides Used Car Loans to help customers purchase pre-owned vehicles at affordable rates.
Minimum Income Requirement: ₹25,000 per month
Loan Amount: ₹1 lakh to ₹50 lakhs
Loan Tenure: 12 to 60 months
Age Limits: 21 to 65 years
CIBIL Score Requirement: Minimum 700
Federal Bank offers Business Loans for MSMEs and large enterprises to help in expansion, working capital, and equipment financing.
Types of Business Loans: Term Loan, Working Capital Loan, SME Loan, Equipment Finance
Minimum Income Requirement: ₹3 lakh per annum (self-employed)
Loan Amount: ₹5 lakh to ₹5 crores
Loan Tenure: 12 to 84 months
Age Limits: 21 to 65 years
CIBIL Score Requirement: Minimum 700
Federal Bank’s Educational Loans support students in pursuing higher studies in India and abroad.
Minimum Income Requirement: Not specified (depends on guarantor’s income)
Loan Amount: ₹50,000 to ₹20 lakhs
Loan Tenure: Up to 15 years
Age Limits: 18 to 35 years
CIBIL Score Requirement: Minimum 700
DMS Associates simplifies the loan application process by providing expert consultation, document support, and loan comparisons. Our partnership with Federal Bank ensures fast approvals, low-interest rates, and customized loan solutions.
Contact us at +91 9603666689 or visit dmsloanz.com to apply for your Federal Bank Loan today!
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