Axis Bank, established in 1993, is one of India's leading private sector banks, renowned for its comprehensive range of financial products and services tailored to meet diverse customer needs. The bank's commitment to innovation, customer-centric approach, and robust digital infrastructure has positioned it as a trusted financial partner across the nation.

What Sets Axis Bank Apart

• Diverse Product Portfolio: Axis Bank offers a wide array of financial solutions, including loans, credit cards, savings accounts, and investment options, catering to various customer segments.
   

• Customer-Centric Approach: The bank emphasizes personalized services, ensuring that products are tailored to individual financial goals and requirements.
   

• Technological Innovation: With a strong focus on digital banking, Axis Bank provides seamless and secure online services, enhancing customer convenience.
   

Personal Loans Overview

Axis Bank's Personal Loans are designed to provide financial assistance for various personal needs, such as weddings, vacations, or home renovations.

• Minimum Income Requirement: ₹15,000 per month for salaried individuals. citeturn0search4
   

• Loan Amount: ₹50,000 to ₹40 lakh. citeturn0search1
   

• Loan Tenure: 12 to 84 months. citeturn0search1
   

• Age Limit: 21 to 60 years at the time of loan maturity. citeturn0search4
   

• Minimum CIBIL Score: While Axis Bank has not publicly disclosed a specific minimum CIBIL score requirement, a score of 750 and above is generally considered favorable for loan approval. citeturn0search10
   

Home Loans Overview

Axis Bank's Home Loans are structured to assist customers in purchasing their dream homes with ease.

• Minimum Income Requirement: Varies based on loan amount and applicant profile; specific criteria are not publicly disclosed.
   

• Loan Amount: Up to ₹5 crore, depending on eligibility and property value.
   

• Loan Tenure: Up to 30 years.
   

• Age Limit: 21 to 65 years at the time of loan maturity.
   

• Minimum CIBIL Score: A score of 750 or above is generally preferred for favorable terms.
   

Mortgage Loans (Loan Against Property) Overview

Axis Bank's Loan Against Property allows customers to unlock the value of their property to meet various financial needs.

• Minimum Income Requirement: Varies; specific criteria are not publicly disclosed.
   

• Loan Amount: Up to ₹5 crore, based on property value and repayment capacity.
   

• Loan Tenure: Up to 20 years.
   

• Age Limit: 21 to 65 years at the time of loan maturity.
   

• Minimum CIBIL Score: A score of 700 or above is generally preferred.
   

New Car Loans Overview

Axis Bank offers New Car Loans to facilitate the purchase of new vehicles with flexible terms.

• Minimum Income Requirement: ₹20,000 per month for salaried individuals.
   

• Loan Amount: Up to 100% of the on-road price of the car, subject to eligibility.
   

• Loan Tenure: 12 to 84 months.
   

• Age Limit: 21 to 70 years at the time of loan maturity.
   

• Minimum CIBIL Score: A score of 700 or above is generally preferred.
   

Used Car Loans Overview

Axis Bank's Used Car Loans are designed to assist customers in purchasing pre-owned vehicles.

• Minimum Income Requirement: ₹20,000 per month for salaried individuals.
   

• Loan Amount: Up to 90% of the car's valuation.
   

• Loan Tenure: 12 to 60 months.
   

• Age Limit: 21 to 70 years at the time of loan maturity.
   

• Minimum CIBIL Score: A score of 700 or above is generally preferred.
   

Business Loans Overview

Axis Bank's Business Loans cater to the financial requirements of businesses for expansion, working capital, or other needs.

• Minimum Income Requirement: Varies based on business profile and loan amount; specific criteria are not publicly disclosed.
   

• Loan Amount: ₹50,000 to ₹50 lakh, depending on eligibility.
   

• Loan Tenure: 12 to 60 months.
   

• Age Limit: 21 to 65 years at the time of loan maturity.
   

• Minimum CIBIL Score: A score of 750 or above is generally preferred.
   

Educational Loans Overview

Axis Bank's Education Loans are structured to support students in pursuing higher education in India and abroad.

• Minimum Income Requirement: No specific requirement; co-applicant's income and financial stability are considered.
   

• Loan Amount: Up to ₹75 lakh for studies abroad and up to ₹50 lakh for studies in India.
   

• Loan Tenure: Up to 15 years, including the moratorium period.
   

• Age Limit: 18 to 35 years for the student applicant.
   

• Minimum CIBIL Score: A score of 700 or above is generally preferred